Articles
3 ways pre-approval can give buyers an edge
There’s a lot to be said for having your home loan pre-approved. But does pre-approval mean you’re putting the cart before the horse? Definitely not.
Help to Buy Scheme set to kick off in 2024
The highly anticipated Help to Buy Scheme will kick off next year, giving more Aussies a chance to score their dream home. Today we’ll unpack
Why are fixed rates still rising? And when might they drop again?
With plenty of pundits tipping interest rates will start to fall in the next 12 months, we look at why the big banks are hiking
Where homeowners are spending $1 billion a month
Australians are showering their homes with $1 billion worth of love each month as home improvement spending ramps up. We look at the cost of
Breaking out of mortgage prison: can easing serviceability buffers help?
Have you been keen to refinance but told you can’t? You’re not alone. Many Australian households are currently locked into their home loans due to
Mortgage serviceability: how to jump through the hoops
Mortgage serviceability can feel like a frustrating hurdle to clear. But it’s an important safeguard against borrowing too much, particularly in the current interest rate
RBA attempts to beat back inflation with another rate hike, up to 4.10%
Drumroll … The RBA has hiked the official cash rate for the 12th time since April 2022, increasing it to 4.10%. How much will this
Why more Aussies are turning their backs on the McMansion
Australians are increasingly “thinking small” when it comes to buying a home and cracking the property market. And with perks like affordability, more desirable locations,
Is the property market starting to rebound?
Navigating the Australian property market over the past year has felt like standing on shifting sands. But is the market starting to regain stability? And
Property valuation: what you need to know when buying a home
When buying property, it’s good to know the market value. After all, you want to know you’re paying a fair amount. But the property’s value
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About Gina Neoh, Finance Broker & Property Coach
Gina is a property coach and mortgage broker. Helping clients with finance and purchase of a property through negotiation, acquisition and personalised mentoring.