First Home Buyers
Has the time come for you to realize your dream of owning a home? Make sure you do it right.
Time to get yourself on the property ladder
Being a homeowner gives you greater financial security, the peace of mind from knowing you can stay as long as you want, and the flexibility of being able to alter the house to your own liking. If you’re ready to say goodbye to renting or living with family and get your own place, it’s an exciting time of your life. However, getting on the property ladder is getting harder over time.
To assist our first home buyers, some key strategies have included:
- Guarantor home loans – these loans can cover the costs of stamp duty, fees and even help you to avoid the cost of lender’s mortgage insurance entirely.
- First Home Loan Deposit Scheme – these loans under the Australian government’s new initiative for eligible first home buyers, ensure you avoid paying any lender’s mortgage insurance at all.
- First Home Owner’s Grant – we help guide you through the process to apply for and receive the first home buyer’s grant.
- Lender’s Mortgage Insurance – if you’re not eligible for any government schemes you could still be eligible for waivers.
- Pay zero stamp duty – if you’re eligible under the latest government initiative to allow first home buyers to choose land tax instead of paying stamp duty, we can help you compare the benefits, especially huge savings in lender’s mortgage insurance.
If your head is swimming with questions about the process and you’re overwhelmed with information about finding the right lender, it might help to work with a broker. We already have connections with a huge pool of lenders, and once we understand your financial situation, we can work with you to find the right provider for your circumstances and goals.
After you supply us with information about your finances, we’ll cooperate with lenders and help you find the right fit. At this point, you can ask any questions. Then, we’ll work with you to secure pre-approval. This puts you in a stronger position by showing that you already have funding and are ready to buy a house, giving you an edge over other buyers.